Fast Auto Loan Approval Program for People with Credit Issues
bad credit car loans, no down payment
By: Kaitlin Miller

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Wednesday, 17-May-2017 11:45 Email | Share | | Bookmark
Fight your Bad Credit Score to earn your Dream Car

Life is way too short for a bad credit score
Let your car dreams soar!

There are smaller things in life you never really care to enquire about. And why would you? There is so much going on in the world. Especially when you want to buy a car, you are so occupied with the selection of the car’s model; your eye gives credit score a miss. Don’t ignore your credit score because it might be the only reason you still don’t own the car. Start to improve your credit score today and earn your dream car!

It is not a perfect world in which you can easily buy your dream car with cash. You need an auto loan to buy a car. Your credit score will ascertain your chances of getting an auto loan. A bad credit score may pose as a challenge but do not worry. It is a temporary issue. Don’t put your car dreams at rest. Allow it to soar.

If Not Now, When?

Your credit score is important. And you may not notice how much a bad credit score can affect your dreams until it’s too late. Don’t wait for the time to teach you the importance of credit score.

The sooner you begin fixing your credit score, the better it will be for you. So get your plan together and get to work. It will take some time and effort but having a good credit score is now possible.

1. Check your Credit Reports


Check your credit reports with all the major credit bureaus. It will enable you to see any errors which might prevent the lender from giving you the best interest rates. If you spot any error, dispute it and have the item removed from your credit report.

2. Stick to your Budget

Work out the math. You know what you make and how much it costs to keep up with your regular bills and expenses. You also need to set aside money for making regular payments towards your auto loan. Making late payments can hurt your credit score. Reduce expenses so that you do not have any problems in managing the auto loan.

3. Use Credit to build Credit

The best way to build a good credit score is to apply for an auto loan and pay it back on time. Purchase your next vehicle with the help of a bad credit auto loan. There are special lenders who look at factors beyond your credit score in order to approve your auto loan request. Once you buy your car, you can make timely payments to boost your credit score.

Remember that your credit score needs time to improve. So, it is better to get started now. Let today be the day to fight your bad credit score. With time, your credit score will heal and you will be the owner of your dream car.

Fast Auto Loan Approval is the perfect auto financing company for buying your dream car. Allow us to help you improve your bad credit score and get ready for quick bad credit no money down auto loans.



Wednesday, 17-May-2017 10:11 Email | Share | | Bookmark
Applying for Auto Loans? Technology comes to your Rescue

Do you remember the time when you had bought your first car? Deciding a car was one difficult thing while getting loan at nominal interest rates seemed even more difficult.

So what has changed in the recent years? What has made us so lazy yet so smart? The answer is technology! Global access to internet and widespread sharing of information has helped us reach the present stage of virtual awareness. You may not physically touch a car but you can know about each and every bolt of the car. You can compare them easily with the help of technology.

In the same way, obtaining auto loans has become a piece of cake. Thanks to the rising use of technology, applying for an auto loan is possible without even moving a single inch from your seat.

How can Technology serve you in applying for an Auto Loan?

According to Interactive Advertising Bureau, 58% of the population regularly researches for a product on internet before buying it. It is a true example of digital awareness among the buyers. If you are applying for an auto loan, look how technology comes to your rescue and helps you save your hard-earned money in the process.

E-Documents

Scan your certificates and identifications along with your signature and save it to an e-vault. Uploading your personal information can help you save a lot of your effort, time and money. Whenever you need them, you can log in the system and retrieve them quickly. It makes applying for auto loans easier. Whenever you want to get auto loans, you need to submit your e-documents without having to refer to your original documents.

Comparison and Calculations

Previously, you had to understand each and every term of the auto loan contract and manually check the interest rates. However, things are different now. You need not waste hours calculating the monthly payments. The internet does it for you within a couple of seconds.

Also, the traditional rule of applying for an auto loan with the dealer is out of the window. The merit of borrowing auto loan over the internet is that you can borrow it from any lender you like. Also, comparing various offers has become easy because of technology.

Flexibility

Time is valuable. In the old days, you had to fix a meeting with the lender and visit his office. Also, you had to negotiate in order to get the best interest rates for your auto loan. While technology has made it possible for you to obtain a loan, it has also made you the owner of your time. There are no time boundaries for applying with the lender. Whether it is night or day, you can apply for an auto loan and get approved.

Technology has made the once 'unimaginable' a reality. Today, car buyers are conducting thorough research before making any kind of purchase. It is the reason behind many businesses opening an online store. Technology offers you great comfort and ample choice. So why not use it to save your valuable time, effort and money? Apply for an auto loan with the help of technology and buy your new car.

Fast Auto Loan Approval is the perfect bad credit auto financing partner for Americans. Its online financing process helps you to enjoy guaranteed auto loan approval. Make a swift car purchase and bring home the car of your dreams today.


Wednesday, 29-Mar-2017 12:55 Email | Share | | Bookmark
Annual Cost of Ownership of Car: The Aspect that Car Buyers

While planning to buy a car, you must have come across the terms: ‘Cost of buying a car’ and ‘annual cost of ownership of car’. Let's understand the difference between the two terms.

Cost of Buying a Car: Buying a car means you pay a sum of money for the retail price of the car in order to purchase it. It is also called the MSRP (Manufacturer’s Suggested Retail Price) that you have to pay to the dealer after negotiations.

Annual Cost of Ownership of Car: It means the amount that you need to pay for the car during a year. The cost of owning a car includes the cost of fuel, depreciation, service, maintenance, etc.

Let’s look at some of the aspects of the annual cost of ownership of car. According to a comprehensive report, the annual cost of ownership of car is more than $8,500. Do you believe it is too big a number for keeping the car running? Well, here are different aspects that contribute to it:

Service and Maintenance: The service and maintenance cost of the car depends on the manufacturer and the warranty policy. The rest depends on how you use it. On an average, the yearly service and maintenance cost sums up to $914 including the cost of tires.

Fuel: Considering that the car travels an average distance of 12000 miles in a year, the fuel price may range up to $1682 for one year.

Insurance: The insurance payments are constant and you can calculate the cost for the same easily. On an average, the insurance amount is $1115 per year.

Depreciation: The depreciation rate of a car depends on the purchase price of the car, its current age and its life span. If you use a car to travel a distance of 15000 miles, with normal wear and tear, the depreciation amount will be $3655 per year.

Other costs: Finance charges and fees related to license, registration and taxes cost around $1334 per year. Car buyers often ignore the registration fees and charges. But, in reality, such costs contribute heavily to the cost of ownership of car.

Additional costs: Accessories that you install after the purchase of the car contribute to the expenditure. Also, parking tickets contribute to the overhead charges. The parking tickets may cost you a lot more than you can imagine. Plus, if you live in a metropolitan such as New York City, you will have to pay an additional charge for the parking space.

The annual cost of ownership of car shows you how much you need to save for a car. Buying a car is a big responsibility. Plan well and make judicious decisions so that the car doesn’t become a burden for you.

At Fast Auto Loan Approval, we help you in buying a car quickly. Our bad credit auto loans are designed to help you make easy monthly payments. With us, your auto loan payments will never become burdensome. Get in touch with the online auto financing company for guaranteed car loan approval.


Wednesday, 29-Mar-2017 07:42 Email | Share | | Bookmark
Applying for an Auto Loan Online: Be Safe while you Shop

When you want to buy a car, it is not just the car in question but you also have to consider the auto loan. Getting an auto loan is the first step towards buying a new car. But, you might end up with a high interest rate on your auto loan if you choose the conventional way of shopping. When you visit a dealership as a borrower, the dealer will compel you to sign up for the loan and you may compromise because of lack of alternatives.

The Internet: A Faithful Friend


The internet has revolutionized the way we shop. People prefer online shopping over conventional shopping. Convenience is the biggest perk of online shopping. It gives you an opportunity to shop 24/7. With the help of the internet, you can shop for an auto loan in your pajamas! You will be able to enjoy astonishing choices. Also, you will get benefits such as cheap deals and better prices from different lenders all in one place.

The Convenient Way of Shopping

With new advancements to make our lives convenient, the internet has come a long way. Internet security has become strong and the process to apply for an auto loan online is safer than ever. Yet, some people are still reluctant to use the internet to apply for an auto loan. Online application form is quick and easy to complete, but always be aware of the security features of the website. Understand the safety protocols of online security and you are good to go! If you are still in doubt, the following points will help you make the leap. Consider them and applying for an auto loan online will be easy for you!

Know the Privacy Guidelines

When you are choosing to apply for an auto loan online, be sure to verify that the automobile financing company follows the latest security and privacy guidelines. You will find the guidelines on the company’s ‘Privacy’ or the ‘FAQ’ page. The company should keep your personal information private and not sell it to any other website. If the company assures you of secrecy, go ahead with the online auto loan application form.

Page Security Protocol

Before you make your mind to apply for an auto loan online, review the website’s security protocols. Is the website safe for making an application? You should be able to enter your personal information on a ‘secure page’. A secure page has an additional layer of security which regular web pages do not offer. It encrypts your information before sending it to another website on the internet.

You will know you are entering information on a secure page when you see the clickable image of a lock in the address bar of the web browser. If you click on the lock icon, you will be able to learn everything about the security of the web page. Other hints include the “https://” prefix to the web address. Remember the two quick checks because they will allow you to verify the company’s claims about security and privacy.

Other Measures

1. Check the online reputation of the company’s website before are applying for an auto loan. Is the website legitimate? Does it provide fast approval? Does it reply to the grievances on time? It is important to get straight answers.

2. Read the online reviews of the borrowers to know their auto loan experience with the company. Are they satisfied with the programs available with the company? Did it charge additional fees from the borrowers? Consider the experience of different people to get a better idea of the situation.

3. Keep all access codes, passwords and PIN codes secret. Writing the numbers and codes in a book is borrowing trouble. So try really hard to protect them from unwarranted access.

Applying for an auto loan online offers you better interest rates and quick approval. So, why not take advantage of it? Do yourself a favour and give plenty of time to shop for the best auto loan online. Browse through various auto loan programs which are available to you. Apply online with the help of the safety tips and buy your favourite car easily.

Fast Auto Loan Approval helps you to make a quick purchase of an auto loan online. Trust our secure system of finding you the best interest rates. Apply for bad credit auto financing now.


Tuesday, 25-Oct-2016 08:55 Email | Share | | Bookmark
Low Interest Rates on Auto Loans

Every person borrows money on credit. A loan on your name marks your progress. It also shows your appetite towards a luxurious life. Thanks to the lenders, borrowing money for a new car isn't difficult at all.

Although, what bothers people are the interest rates that the lenders charge. The interest rates are inversely proportional to your credit rating. It means the higher your credit score; lower will be the interest rate on the auto loan.

What are the Benefits of obtaining Low Interest Rates on Auto Loans?


Let’s understand how low interest rates on auto loans can leave you tension-free and make your life pleasurable.

You can buy Expensive Cars

You can buy expensive and luxurious cars without any worry. The reason is simple. As you get low interest rates, you need not take tension of a large down payment in order to minimize the loan amount.

So, you need not to worry about saving up too much money for the down payment. Just pay a nominal amount and obtain an auto loan for the remaining amount.

You won't end up paying more Money

Let’s take an example to understand the number game easily.

For a loan of $10,000, with an interest rate of 15% for 10 years, you pay a total amount of $19,360.19. It means you pay more than $9000 in the form of interest. If the interest rate reduces to 6%, the total amount will come down to $13,322.46.

It is simple to understand how the total payable amount differs with a simple change in the interest rates. Hence, become a credible and punctual credit borrower. In return, you will be able to enjoy low interest rates on your next loan.

Lenders will trust you


Every company values a genuine customer. If you make payments regularly, you will never face any difficulty in getting an auto loan. Lenders will stay in touch with you and provide you with special discounts as well as cash benefits for buying a car.

Your punctuality will earn you respect and trust of lenders. They will understand your situation and provide you with other benefits such as relaxed lending terms, higher LTV ratio, etc.

You can apply for Multiple Loans


The best thing about low interest rates is that you can apply for multiple auto loans without any tension. Whenever you feel like buying a new car for your family member, you will have no problem in getting approval from a lender. Also, you will be able to make the purchase at affordable rates.

Nobody likes to borrow less money and pay more in the form of interest amount. So your priority should be to lower the interest rates. And, here’s how you can achieve your goal:

1)Always keep a check on your credit score–It is a crucial measure for lenders that enables them to judge your credibility.

2)Convey your sincerity - Be confident when you face the lenders. Also, try to convey your sincerity by explaining your plan of making regular payments.

3)Never miss payments – Making payments on time is the key to become a good credit borrower.

4)Be on the move- Your credit behavior determines your growth. So, apply for multiple loans, make payments regularly and do not let your bank account sit idle.

5)Do you have a low FICO score?–You should start by applying for an auto loan of a smaller amount. Repay it on time, build your credibility and carefully nurture your credit score. Make payments regularly and improve your credit ratings. In return you'll be able to enjoy low interest rates on your next auto loan.

Considering the interest rates is a very important aspect of the car buying process. Remember that low interest rates on auto loans can make your life pleasurable. So, strive hard to convince the lender and ensure that you he provides you with a better deal.

When it comes to obtaining low rates on auto loans, choose the reputed auto financing company of Fast Auto Loan Approval. It has a record of providing easy auto loans to people with low-income. Apply now to enjoy buying car without down payment.


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